Fed’s Powell has no intent to ban Bitcoin or crypto

Published at: Sept. 30, 2021

United States Federal Reserve Chairman Jerome Powell believes the federal government needs to regulate the cryptocurrency market but that a blanket ban on Bitcoin (BTC) and other digital assets is not in the cards.

Speaking in response to a question from Representative Ted Budd, Powell clarified that a China-style ban on digital assets was not something he’s considering. Budd’s question came in response to Powell raising doubts about the regulatory status of stablecoins and the central bank’s ongoing deliberations around a so-called “digital dollar.” (In Powell’s view, a central bank digital currency, or CBDC, could perform many of the functions of stablecoins and cryptocurrencies but without the regulatory risk.)

“Stablecoins are like money market funds [and] like bank deposits, but they’re, to some extent, outside the regulatory perimeter, and it’s appropriate they be regulated,” he said. “Same activity, same regulation.”

Fed Chair Powell says he has no intention to ban #Bitcoin and cryptocurrencies pic.twitter.com/i2zfRPk1je

— LilMoonLambo (@LilMoonLambo) September 30, 2021

Related: Countries representing over 90% of global GDP are exploring CBDCs

A central bank digital currency has been on the Fed’s radar for some time, but policymakers remain undecided on whether to pursue the project. In the meantime, the central bank has commissioned several research reports on the advantages and potential roadblocks of issuing a CBDC.

Powell oversees the central bank’s Federal Open Market Committee, which is responsible for setting U.S. monetary policy. Earlier this month, the committee decided to leave its existing stimulus programs intact but said that the pandemic-induced bond purchase program could be winding down soon. The warning appears to have put some downward pressure on risk assets, which include stocks and cryptocurrencies.

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